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The Easiest Way to Home Ownership in Arkansas

Owner Financed Homes AR is the fast and stress free way to buy a home in Arkansas

If you’re self-employed, have subprime credit, or don’t fit what the banks consider an optimal borrower, getting approved for a mortgage can be nearly impossible. Paying your bills on time and making enough income to cover monthly payments isn’t enough for banks to grant you a mortgage loan. Jumping through hoops to become worthy in the bank’s eyes is stressful and often does not happen no matter how hard you try. As frustrating as it is, you still can become a homeowner through a different path which is very much like working with a bank.

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What is an Owner-Financed Home?

Owner financing is a good option for buyers who don’t qualify for a traditional mortgage but have saved up money for a down payment. Buyers can close faster, avoid bank fees and appraisal costs, enjoy a flexible down payment, and start putting their income into an asset and get out of the rent cycle that yields no returns.

How Does Owner Financing Work?

Just like a conventional mortgage, owner financing involves making a down payment on a property and paying off the rest over time. The interest rate will be slightly higher, but the buyer saves by avoiding fees, gets their home a lot faster, and avoids all of the red tape involved with traditional bank mortgages. There is also NO pre payment penalty so you can pay it off as fast as you want!

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Why Owner Financed Homes AR?

Once you start looking into owner financing you’ll see that not every company is equal. Some companies are just in it for the money, while others genuinely want to help people become homeowners. Owner Financed Homes AR has set ourselves apart by building our business on word-of-mouth referrals. We lead with education, transparency, and a service-first policy.

Move-in Ready Homes

We put work into our homes before we place them on the market. All necessary repairs are completed, outdated fixtures updated, and often kitchens and bathrooms remodeled. We want you to love your home.

Great Neighborhoods

Where you live is just as important as the house you live in. Our homes are in good neighborhoods so you can feel safe, enjoy your yard, and have convenient access to schools, parks, and other amenities.

Invested In You

We succeed when our clients succeed. This means we make every step of the process easy to understand and transparent. Our goal is for you to not only enjoy your new home, but to pay it off and keep building your wealth.

1. Find Your House

We put work into our homes before we place them on the market. All necessary repairs are completed, outdated fixtures updated, and often kitchens and bathrooms remodeled. We want you to love your home.